Indeed, there is a 'currently" dominating "opinion" that relativistic QFT is "dictated" by this and that, so it is unavoidable that we encounter UV and IR difficulties. This and that are considered as ultimately established things amongst which there are Poincaré invariance, locality, etc., etc.
And in my opinion, there is still a room of improving the QFT initial states and interactions so that no UV and IR difficulties may appear. I propose you to express your opinion whether the current QFT is (are) satisfactory. Especially it concerns "gauge" interactions.
My question is motivated with mathematical approaches to QFTs like algebraic, axiomatic, etc. approaches. As to me, I think we have already sufficient experience in obtaining the final QFT results that may help us construct a theory without "difficulties".